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What does a 75-gallon reef tank cost to set up?

About $3,264 for a Mid-range setup, before tax and shipping. A Budget list comes to $2,892 and Premium to $4,313. Running the Mid-range list then costs about $47.11 a month. Prices are store listings we checked by hand on Oct 19, 2026 to Oct 24, 2026.

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Budget setup$2,892$42.14 a month · first year $3,398
Mid-range setup$3,264$47.11 a month · first year $3,829
Premium setup$4,313$51.83 a month · first year $4,935

Open this list in the planner Monthly running cost

In the planner you can edit any price, switch tiers, drop recommended items, add your tax and shipping, and compare listings store by store.

Mid-range parts list

The estimated budget is the median of the store listings we checked by hand, rounded to the dollar. Listings are actual store prices on the date shown. Amazon doesn't allow us to show its prices, so the planner links to an Amazon search for each item instead.

ItemOur pickEstimated budgetStore prices checked
Tank and stand
Tank
Standard 75-gallon glass tank, 48 × 18 × 21 in
Marineland 75 Gallon standard glass aquarium (48 × 18 × 21 in)$270

Checked Oct 24, 2026

Stand
Made for a 48 × 18 in tank and its filled weight (about 785 lb)
Marineland Majesty cabinet stand, 48 × 18 in$327

Checked Oct 24, 2026

Filtration and flow
Protein skimmer (hang-on)
Hang-on skimmer rated above 75 gal (this build has no sump)
IceCap K3-100 hang-on protein skimmer$260

Checked Oct 19, 2026

Hang-on filter (floss and carbon)
Hang-on filter rated for 75+ gal to hold filter floss and carbon
Seachem Tidal 110 hang-on filter (up to 110 gal)$91

Checked Oct 24, 2026

Powerheads
At least 1,500 gph in total (20× volume), from 2+ pumps for even flow
AquaIllumination Nero 5 controllable powerhead, 3,000 gph × 2$520 ($260 each)

Checked Oct 24, 2026

Heating
Heater
Adjustable, about 300 W
Eheim Jäger 300 W adjustable heater$39

Checked Oct 24, 2026

Heater controller
Plug-in thermostat that cuts heater power if it sticks on (a heater failure can cook a reef)
Inkbird ITC-306A Wi-Fi heater controller$56

Checked Oct 19, 2026

Lighting
Light
Reef LED covering 48 × 18 in (one 24 × 24 in fixture per 2 ft of length)
AquaIllumination Prime 16HD reef LED × 2$530 ($265 each)

Checked Oct 19, 2026

Substrate and rock
Dry rock
About 75 lb of dry rock (≈1 lb per gal)
Marco Rocks Reef Saver dry rock, per lb × 75 lb$300 ($4/lb)

Checked Oct 19, 2026

Sand (recommended)
About 75 lb for a 1½ in aragonite bed
CaribSea Arag-Alive Special Grade reef sand, 20 lb × 4$136 ($34 each)

Checked Oct 19, 2026

Water
RO/DI water
Pure RO/DI water for mixing salt and top-off (or buy RO water: switch below the list)
AquaFX Barracuda 4-stage RO/DI unit, 100 GPD$208

Checked Oct 19, 2026

Salt mix
Enough for the first fill (75 gal) and early water changes
Instant Ocean Sea Salt mix, 200 gal box$79

Checked Oct 19, 2026

Salinity meter
Reads salinity to about 1 ppt (target 35 ppt)
Store brand Seawater refractometer with ATC (store brand)$35

Checked Oct 19, 2026

Auto top-off (recommended)
Tops off the ~0.67 gal a day that evaporates, so salinity stays put
XP Aqua Duetto 2 dual-sensor auto top-off$169

Checked Oct 19, 2026

Bottled bacteria (recommended)
Bottled nitrifying bacteria to start the cycle
Dr. Tim's Aquatics One & Only live nitrifying bacteria (reef), 8 fl oz$57

Checked Oct 24, 2026

Testing
Ammonia test
Ammonia test for watching the cycle
API Ammonia test kit (liquid)$18

Checked Oct 19, 2026

Alkalinity test
Alkalinity (dKH) test
Salifert KH/alkalinity test kit$20

Checked Oct 19, 2026

Nitrate test
Nitrate test
Salifert Nitrate test kit$20

Checked Oct 19, 2026

Phosphate test (recommended)
Phosphate test
Salifert Phosphate test kit$22

Checked Oct 19, 2026

Maintenance
Siphon / water changer
Siphon for water changes and cleaning the bottom
Python Pro-Clean gravel washer and siphon, X-large (2 × 24 in tube)$20

Checked Oct 24, 2026

Bucket
Aquarium-only bucket (two: one for mixing salt water)
UNS Aquarium maintenance bucket, 5 gal × 2$32 ($16 each)

Checked Oct 19, 2026

Net
Soft fish net
Seachem Fish net, 6 in$4

Checked Oct 19, 2026

Glass cleaner (recommended)
Magnet glass cleaner for 75-gal glass
Gulf Stream Mag-Float glass cleaner, medium (up to 125 gal)$44

Checked Oct 19, 2026

Thermometer
Separate thermometer to catch a failed heater
Aquatop Smart Temp digital thermometer (magnet mount)$7

Checked Oct 19, 2026

Total, Mid-range (24 items, before tax and shipping)$3,264

How Budget and Premium differ

Only the items that change are shown. Everything else is the same in all three tiers.

ItemBudgetMid-rangePremium
PowerheadsSicce Voyager 3 stream pump, 1,200 gph × 2 $148AquaIllumination Nero 5 controllable powerhead, 3,000 gph × 2 $520EcoTech Marine VorTech MP40mQD propeller pump × 2 $980
LightAquaIllumination Prime 16HD reef LED × 2 $530AquaIllumination Prime 16HD reef LED × 2 $530AquaIllumination Hydra 32 HD reef LED × 2 $910
Salinity meterStore brand Seawater refractometer with ATC (store brand) $35Store brand Seawater refractometer with ATC (store brand) $35Hanna Instruments HI98319 digital salinity tester $100
Alkalinity testSalifert KH/alkalinity test kit $20Salifert KH/alkalinity test kit $20Hanna Instruments HI772 alkalinity Checker (digital) $75
Phosphate testSalifert Phosphate test kit $22Salifert Phosphate test kit $22Hanna Instruments HI774 ultra-low-range phosphate Checker (digital) $75
Siphon / water changerPython Pro-Clean gravel washer and siphon, X-large (2 × 24 in tube) $20Python Pro-Clean gravel washer and siphon, X-large (2 × 24 in tube) $20Python No Spill Clean and Fill, 25 ft $56
Setup total$2,892$3,264$4,313
Monthly to run$42.14$47.11$51.83

Open Budget in the plannerOpen Mid-range in the plannerOpen Premium in the planner

Why some tiers reuse the Mid-range pick
  • Budget, light: Same as Mid-range. We didn't find a cheaper reef LED for a 48 × 18 in tank that we could price at two stores.
  • Budget, protein skimmer (hang-on): All three tiers use this skimmer: it's the cheapest hang-on skimmer we found that is rated well above 75 gal (the maker rates it to 140 gal).
  • Budget, hang-on filter (floss and carbon): Same as Mid-range: the Tidal 110 was the lowest-priced hang-on filter rated above 75 gal that we found.
  • Budget, auto top-off: Same as Mid-range: the cheaper Tunze Osmolator 3 Nano is rated only to 66 gal, so it's too small here.
  • Premium, protein skimmer (hang-on): Same as Mid-range: the larger hang-on skimmers we checked don't skim a 75 meaningfully better.
  • Premium, heater: Same as Mid-range: the controller already provides the safety cutoff.
  • Premium, dry rock: Same as Mid-range: pricier rock doesn't improve the tank.
  • Premium, ro/di water: Same as Mid-range: bigger units only make water faster.
  • Premium, auto top-off: Same as Mid-range: the Duetto 2 already has two sensors, the main safety gain.

Budget is the cheapest reliable option that meets the requirement. Mid-range is the best balance. Premium has to add a real gain, or it reuses the Mid-range pick.

What the Mid-range list costs to run

About $47.11 a month, so the first year comes to about $3,829 including setup. That's 500 W of rated equipment (154.4 kWh a month) at 17¢ per kWh, with the light on 8 hours a day and the heater on 30% of the time, plus supplies. Food isn't included.

Electricity$26.25
Salt$14.62
RO/DI resin and filters$5.43
Testing$0.81
Total per month$47.11

The 75-gallon running-cost page works through the same tank line by line with a typical calculator setup, so its figure differs slightly from this exact list.

Is a all-in-one (AIO) reef tank cheaper?

We didn't find an all-in-one reef tank close to 75 gallons in stock at two stores we could check. The nearest were a 65-gallon JBJ AIO (in stock at one store) and Innovative Marine's NUVO INT 75, a drilled tank with stand and sump that is about $3,280 at the one store we found it, so we can't price a fair comparison yet.

Good to know

  • Heavy items: the tank, stand, dry rock and sand are expensive to ship. Local pickup often saves money. Filled, a standard 75-gallon tank weighs about 785 lb, so the stand has to be made for it.
  • Why there's no sump: A standard 75-gallon tank isn't drilled, so a sump would need a drilled (reef-ready) tank or a hang-on overflow, which adds flood risk. This build uses hang-on equipment instead, which a 48 × 18 in tank has room for. A reef-ready 75 with a sump is a common upgrade, but it changes most of this list.
  • Water: the list includes an RO/DI unit to make your own water. If you'd rather buy RO water, the planner lets you swap it out.
  • Not included: fish, coral, plants and cleanup crew; food, décor and light mounts; shipping and sales tax; electrical work, a GFCI outlet or a surge strip.
  • Before you add fish: cycle the tank first, which usually takes several weeks. Test ammonia and nitrite until both read zero and nitrate starts to rise, then add livestock slowly.

FAQ

How much does it cost to set up a 75-gallon reef tank?

About $3,264 for Mid-range equipment and supplies, before tax, shipping and livestock. Our Budget list comes to $2,892 and Premium to $4,313. Prices are store listings checked Oct 19, 2026 to Oct 24, 2026.

What are the biggest costs in a 75-gallon reef setup?

In the Mid-range list: light ($530), powerheads ($520), stand ($327). Together they're 42% of the total.

How much does a 75-gallon reef tank cost per month to run?

About $47.11 a month for the Mid-range list at 17¢ per kWh, before food, or $3,829 for the first year including setup.

Is a all-in-one (AIO) reef tank cheaper for a 75-gallon reef tank?

We didn't find an all-in-one reef tank close to 75 gallons in stock at two stores we could check. The nearest were a 65-gallon JBJ AIO (in stock at one store) and Innovative Marine's NUVO INT 75, a drilled tank with stand and sump that is about $3,280 at the one store we found it, so we can't price a fair comparison yet.

Does a 75-gallon reef tank need a sump?

No. A standard 75-gallon tank isn't drilled, so a sump would need a drilled (reef-ready) tank or a hang-on overflow, which adds flood risk. This build uses hang-on equipment instead, which a 48 × 18 in tank has room for. A reef-ready 75 with a sump is a common upgrade, but it changes most of this list.

How we size each item, and where prices come from